Frequently asked questions
What exactly is a bank-repossessed car?
A vehicle recovered by a bank or financing company from its previous owner. Banks want them sold quickly, which is why they're priced significantly below the used-car market. ROPO sources these units directly from partner financial institutions.
What condition are the vehicles in?
It varies unit to unit โ that's why every listing has real, unedited photos and why we encourage a physical viewing. You can bring your own mechanic, or book our certified mechanic inspection (from โฑ3,000, waived if you get our warranty).
Can I test or inspect the car before buying?
How do I reserve a unit?
With a โฑ10,000 reservation cheque payable to the bank that owns the unit. Note: the reservation fee is non-refundable and non-transferable if you change your mind, so inspect first.
Who handles the paperwork?
The bank itself processes the sale documents and the OR/CR transfer โ the safest possible chain of ownership. We follow up on your behalf until release.
Are prices negotiable?
Prices are fixed and already set close to bank floor pricing โ that's part of our transparency promise. What you see on the listing is what you pay the bank.
Is financing available?
Yes โ we assist car-loan applications with our financing partners. See
Car Loans for eligibility and requirements.
Is there a warranty?
Optional 1โ2 year Engine & Transmission or Comprehensive warranty is available on most units โ see
Warranty for pricing.
Do you deliver or ship vehicles?
Ask us โ depending on the unit's location we can advise on viewing schedules and delivery options when you call +63 931 2099 607.